Introducing Multi-Account: Separate Money, One Truss Login

Most contractors run more than one pile of money. Payroll. Materials. Profit. The deposit that just landed for next month's job. Keeping them straight usually means a spreadsheet, some mental math, or a second account somewhere else.

Multi-account is rolling out in Truss now. Open extra deposit accounts, set a primary, move money between them, and choose which account pays at checkout and in bill pay. All under one login.

Why separate accounts matter

When everything sits in one balance, every dollar looks spendable. The tax set-aside looks like materials money. Next month's deposit looks like this week's payroll.

Separate accounts fix that without the extra work.

What's new

With Truss, you can open more deposit accounts as you need them. One for payroll, one for taxes, one for each big job. Pick one as your primary, the account you run the business out of day-to-day, and let the others hold money that already has a job to do.

Moving money between them is a transfer between your own Truss accounts. When a payment clears, move the tax set-aside out. Before Friday, top up payroll. And when you pay a bill, you choose which account the money comes from, so materials come out of materials and payroll comes out of payroll.

Three ways to set it up

The first is keeping payroll separate. Give payroll its own account and fund it ahead of payday. That money stays payroll money, and you're not checking the main balance on Thursday night hoping it covers the crew. The second is setting taxes aside as you go. Every time a payment lands, move a share of it into a tax account. When quarterly estimates come due, the money is already sitting there, so they stop being a surprise. The third is giving each big job its own account. Pay that job's subs and suppliers straight from it with Multi-Bill Payments, and you can see what's left on the job at a glance, without pulling it apart from everything else you've got going.

Getting started

Multi-account is rolling out to Truss customers now. If you don't see it in your dashboard yet, it's on the way.

Questions? Message us from the chat in your Truss dashboard or email support@trusspayments.com.

New to Truss? Get started.

Disclosure: Truss is a financial technology company and is not a bank. Banking services provided by Thread Bank, Member FDIC.

Disclaimer: Truss provides tools to help contractors manage and streamline payments. However, Truss is not responsible for financial, legal, or employment decisions made by its users. Always consult with an accountant or legal professional for personalized advice.